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Terms and Conditions


About the company

PBN Ltd (Polymer Bank Notes Limited)
Our contact details:
Postal address: PBN Ltd, Opresnikova 36, 4000 Kranj, Slovenia (EU)
Phone: +386 4136 7086 (please observe Central European Time)
Managing Director: Mr Stane Štraus (
Sales Manager: Ms Katja Šajn (
Our business details:
Registration number: 3282538
VAT number: SI-15400247

General Terms and Conditions

Bank notes for sale can be viewed on-line at

All notes are uncirculated (UNC) unless otherwise mentioned. We use the International Bank Note Society (IBNS) grading standards. Bank notes graded by third-party grading companies are identified as such.

All prices are in Euro (€ = EUR) and include all taxes.

Prices are subject to change without notice. We reserve the right to amend orders, including product prices, in cases of clerical errors or when an item is out of stock.

Polymer and hybrid bank notes in our price list use the Straus numbering system. Paper bank notes use the Banknote Book numbering system, where available, and Pick numbering system (Standard Catalog of World Paper Money) for remaining notes.

Customs charges and and taxes of the country of destination are the responsibility of the buyer. The list of items and their prices are included in the parcel that we send to buyers, unless we are instructed otherwise by the buyer when making an order.

If some of the bank notes from your order are not available, you will have an option (i) to make alternative choices, (ii) to wait until the bank notes become available, or (iii) to accept a full or partial refund.

Bulk orders, special requests, and want lists are actively serviced.

Pictures in the price list chart are symbolic and do not necessarily represent the exact variety of the bank note for sale.

Unless explicitly mentioned in the bank note description, you will receive a random serial number bank note of our choice. If the serial number (or the prefix, such as the first prefix) is stated in the bank note description, then you will receive that particular number (or prefix).

Terms and conditions of sale are subject to change without notice.

Our Quality Policy

We assure you of the following:

You are dealing with currency professionals that know the hobby:
Two decades of work in the hobby and a decade of delivering the unprecedented wealth of information about polymer notes, these are the people behind!

Your order will be processed quickly and without delays:
We will ship your notes within 3 business days (normally within 1 business day) of the receipt of your payment.

Your notes will be delivered as advertised and appropriately packed:
We know that you want only the best for your collection and that receiving wrong bank notes or bank notes in poor condition serves nobody and creates unnecessary workload for you and us. We deliver what we promise and we pack your shipment appropriately to avoid damage during transportation.

We offer a return privilege:
If for any reason you are not satisfied with the notes that you have received, please notify us within 7 days of the receipt of the notes, send the notes back to us and we will refund your money (minus postage costs and any bank charges incurred), no questions asked. In case of our mistake (identification, grading, etc.), tell us and we will pay the postage costs and any bank charges incurred as well.

We will continue to offer you the world's leading reference for polymer bank notes,, for free!

Our References

This is why you should feel confident when buying from us:

Stane Štraus is the author and owner of, the world's leading ference for polymer bank notes

Stane Štraus is a life member of the American Numismatic Association (ANA)

Stane Štraus is a life member of the International Bank Note Society (IBNS)

Stane Štraus is a member of the Expert Panel (area: polymer bank notes) of the International Bank Note Society (IBNS)

PBN Ltd is an authorized dealer of Paper Money Guaranty (PMG)

PBN Ltd is a registered business seller on eBay

PBN Ltd is a verified business at PayPal

Stane Štraus is a co-author of World Polymer Banknotes, the leading printed reference for polymer bank notes

World Polymer Banknotes book received a runner-up award in the best new currency public education program category from International Association of Currency Affairs (IACA) has been designated an iGuide Site by Encyclopaedia Britannica


Payment can be made in the following ways:


Bank transfer to our account for orders above €250.00 (please ask for our account details)
Should you wish to pay us by bank (wire/telegraphic) transfer, please let us know and we will send you our bank account (IBAN) details. When paying by bank transfer, please make sure that you instruct your bank to pay for all bank charges so that we receive the total amount of your order.

Cash payment

We accept cash payments by mail. Cash payments are accepted in all major currencies. Please confirm your order with us before sending cash payments. Cash payments are always sent at your risk and we assume no responsibility for the eventual loss of the shipment. It should be noted, however, that the postal system in the European Union, where our company is located, is extremely reliable.

Check payment (€8.00 fee for check clearance applies)

Please note that, unless you are an established customer, checks must clear before we dispatch your order. The clearance of checks usually takes 2 to 4 weeks. The bank charges us €8.00 for every check, so please add this amount to the total.

Special provisions about payments:

Dispatch of your order
Your order will be dispatched when full payment is received.

Insufficient payments
Should the amount received by us be less than the amount of your order, you will be asked (i) to make an additional payment, (ii) to modify/reduce your order, or (iii) to accept a refund (less banking charges and any other charges incurred by us).

Payments in currencies other than EUR
Payments in currencies other than EUR are accepted and are subject to our advance confirmation. Exchange rate from will be used.

Postage and insurance fees

Postage and insurance fees are as follows:

€5.00 registered priority postage to anywhere in the world

Registered (tracking number available) priority (airmail) shipment. This postage charge covers your entire order of bank notes, regardless of the number of bank notes ordered.

Courier service (FedEx, UPS, DHL) can be arranged on request

Should you wish to have your bank notes sent by a courier service, please let us know the country, postal code and the preferred courier service and we shall send you a quote. Our recommended courier service is FedEx.

Insurance can be arranged on request

Insurance is charged at 2% of the total value of your order and is available to the following countries: EU-27, Andorra, Australia, Canada, Iceland, Japan, Liechtenstein, Monaco, New Zealand, Norway, San Marino, Singapore, South Korea, Switzerland, USA, Vatican. Insurance to all other countries is charged at 4% of the total value of your order, even though the insurance might not be available to all countries — you are advised to check with us prior to making your order.

Sales through eBay

We sell bank notes through eBay under user ID polymernotes*org. These Terms and conditions of sale are also valid for our sales through eBay with the following amendments:

United States Dollar ($ = USD) is used instead of Euro. We encourage payments by PayPal in USD.

Postage charges
Registered airmail postage is charged at $7.00. These postage charges cover your entire order of bank notes, regardless of the number of bank notes ordered. Multiple lots (auctions) within a 10-day period can be combined under one postage charge.

Check clearance fee is $12.00. Bank transfers are accepted, but if the transfer amount is below $300.00, a $10.00 fee should be added for bank charges.